Ethical Funds
The first socially responsible mutual fund family in Canada, Ethical Funds is a division of Northwest and Ethical Investments L.P.(NEI). Owned 50% by the Provincial Credit Union Centrals and 50% by Desjardins Group, NEI manufactures investment solutions specifically targeted to partners of Credential Financial.

By owning Ethical Funds^®, investors can hold professionally managed investments that reflect their core values, such as respect for the environment and fair treatment of employees.

Credit unions and their members are naturally inclined to support initiatives that improve the social conditions of their communities. Socially responsible investment solutions, like Ethical Funds, are an effective way to extend this philosophy out to the broader market. Make money. Make a difference^™.

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At its core, socially responsible investing (SRI) is about social justice, fairness, and sustainability of resources today and for future generations.

Ethical Funds carefully selects and monitors all investments in its Funds to ensure rigorous financial, social, and environmental criteria meet these SRI objectives.

In addition, Ethical Funds's Shareholder Action Program uses the combined power of unitholders to help raise the bar for the social and environmental performance of the corporations in which it holds shares. Active engagement strategies include dialogue with company management, proxy voting, and filing shareholder resolutions.

By investing in Ethical Funds, investors can make a sound investment in everyone's future.

For more information, visit Ethical Funds Web site at www.ethicalfunds.com.

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