FUND FACTS
Start Date: July 2, 2003
RRSP: Yes
MER: 2.55%
Mgt Fee: 1.65%
Fund Code: Front-End: 044, DSC: 144,
Low Load: 344, Low Load 2: 10044
Current Price : $10.69 as of October 23, 2009
Total Assets: $17.61 millions as of August 31, 2009
 
TARGET ALLOCATION  (effective June 22, 2009)%
Trimark Floating Rate Income Fund5.0
Ethical® Income Fund15.0
Trimark Canadian Bond Fund5.0
Fidelity Canadian Short-Term Bond Fund10.0
Mackenzie Sentinel Corporate Bond15.0
Templeton Global Bond Fund15.0
Ethical Canadian Dividend Fund5.0
Ethical Special Equity Fund5.0
Fidelity American Disciplined Equity Fund5.0
Mackenzie Universal US Gr Lead5.0
Mutual Discovery Fund7.5
AIM International Growth Class7.5
INVESTMENT OBJECTIVE
The Credential Select Conservative Portfolio aims to generate a moderate level of income while providing some potential for capital growth by investing in a mix of income-oriented mutual funds and equity mutual funds. The Fund invests in a variety of other mutual funds managed by different portfolio managers.

The fundamental investment objective of the Fund may only be changed with the approval of a majority of unitholders at a meeting called for that purpose.
INVESTMENT STRATEGIES
The portfolio manager uses strategic asset allocation as the principal investment strategy.

The portfolio manager:
  • allocates assets among the underlying funds in accordance with the target weightings established for this Fund.
  • rebalances the Fund’s assets among the underlying funds to maintain the target weightings.
  • monitors the underlying funds on an ongoing basis and reviews them semi-annually.
INVESTMENT OPTIONS
Available for non-registered accounts, RRSPs, RESPs, RRIFs, TFSAs, and Group RRSPs.
PERFORMANCE HISTORY
As Of September 30, 2009
Period %
1 month 2.12
3 months 4.63
6 months 11.04
1 year 5.37
3 years 0.53
5 years 2.55
Year to date 10.99
Since Inception 2.99
 
DISTRIBUTIONS
Payment Date Oct 23/09
Income 0.0761

Total 0.0761

The Credential EnRich Portfolios are offered as part of an asset allocation program; available through Credential Securities Inc. and Credential Asset Management Inc. Credential Asset Management Inc. is the principal distributor of Credential® Funds. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments, investments in the Credential EnRich Pools and the use of the Credential EnRich Portfolios. Please read the prospectus before investing. The indicated rates of return are the historical annual compounded total returns including changes in unit values and reinvestment of all distributions for the period ended, Aug 31, 2010 , and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any securityholder that would have reduced returns. The Credential EnRich Portfolios, the Credential EnRich Pools, and mutual fund securities are not insured by the Canadian Deposit Insurance Corporation or by any other deposit insurer that insures deposits in credit unions; they are not guaranteed, their values change frequently and past performance may not be repeated.

These Funds will distribute income and/or capital gains to Unitholders annually so that the Funds will not have to pay income taxes on these earnings.

®Credential is a registered mark owned by Credential Financial Inc. The Ethical Funds Company and ™Make money. Make a Difference. are registered marks and a trademark owned by Northwest & Ethical Investments L.P.