Credential Asset Management Inc. is the principal distributor of Credential Funds. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments . Please read the prospectus of the mutual funds in which investment may be made under the asset allocation service before investing. The performance data provided assumes reinvestment of distributions only and does not take into account sales, redemption, distribution, or optional charges or income taxes payable by any security that would have reduced return. Mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer which insures deposits in credit unions. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

These Funds will distribute income and/or capital gains to Unitholders annually so that the Funds will not have to pay income taxes on these earnings.

®Credential is a registered mark owned by Credential Financial Inc. ®Ethical is a registered mark owned by Ethical Funds Inc. and is used under licence.