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FUND FACTS
Start Date:	July 2, 2003
RRSP:	Yes
MER:	2.55%
Mgt Fee:	1.65%
Fund Code:	Front-End: 044, DSC: 144, Low Load: 344, Low Load 2: 10044
Current Price :	$10.89 as of July 4, 2008
Total Assets:	$21.20 million as of June 30, 2008

TARGET ALLOCATION (effective Dec 31, 2007)	%
Trimark Canadian Bond Fund	15.00%
AIM International Growth Class	10.00%
Ethical^® Income Fund	15.00%
Ethical Canadian Dividend Fund	5.00%
Ethical Canadian Index Fund	5.00%
Fidelity American Disciplined Equity Fund	10.00%
Fidelity Canadian Short Term Bond Fund	5.00%
Mackenzie Sentinel Corporate Bond Fund	15.00%
Mackenzie Cundill Value Fund	5.00%
Templeton Global Bond Fund	15.00%

INVESTMENT OBJECTIVE

The Credential Select Conservative Portfolio aims to generate a moderate level of income while providing some potential for capital growth by investing in a mix of income-oriented mutual funds and equity mutual funds. The Fund invests in a variety of other mutual funds managed by different portfolio managers.

The fundamental investment objective of the Fund may only be changed with the approval of a majority of unitholders at a meeting called for that purpose.

INVESTMENT STRATEGIES
The portfolio manager uses strategic asset allocation as the principal investment strategy. The portfolio manager: allocates assets among the underlying funds in accordance with the target weightings established for this Fund. rebalances the Fund’s assets among the underlying funds to maintain the target weightings. monitors the underlying funds on an ongoing basis and reviews them semi-annually.

INVESTMENT OPTIONS

Available for non-registered accounts, RRSPs, RESPs, RRIFs, and Group RRSPs.

PERFORMANCE HISTORY
June 30, 2008
Period	%
1 month	-1.8
3 month	-1.3
6 month	-1.7
Year-to-Date	-1.7
1 year	-3.6
3 year	2.1
5 year	-
Since Inception	3.8

DISTRIBUTIONS

Payment Date	Dec 21/07
Interest and / or Dividend Income	0.1322
Capital Gains	0.1577

Total	0.2899

Credential Asset Management Inc. is the principal distributor of Credential Funds. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments . Please read the prospectus of the mutual funds in which investment may be made under the asset allocation service before investing. The performance data provided assumes reinvestment of distributions only and does not take into account sales, redemption, distribution, or optional charges or income taxes payable by any security that would have reduced return. Mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer which insures deposits in credit unions. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

These Funds will distribute income and/or capital gains to Unitholders annually so that the Funds will not have to pay income taxes on these earnings.

®Credential is a registered mark owned by Credential Financial Inc. ®Ethical is a registered mark owned by Ethical Funds Inc. and is used under licence.



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