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FUND FACTS - CLASS A
Portfolio Manager:	Central Financial Corporation (1989) Limited¹
Start Date:	December 8, 1980
RRSP:	Yes
MER:	1.23%
Mgt Fee:	0.85%
Fund Code:	Front-End: 061, DSC: 161, Low Load: 361, Low Load 2: 10061
Current Yields:	1.77% as of July 4, 2008
Total Assets:	$83.00 million as of June 30, 2008
¹This fund was previously called the Ethical^® Money Market Fund

FUND FACTS - CLASS F
Portfolio Manager:	Central Financial Corporation (1989) Limited¹
Start Date:	July 25, 2006
RRSP:	Yes
MER:	N/A
Mgt Fee:	0.85%
Fund Code:	961
Current Yields:	2.81% as of July 4, 2008
Total Assets:	$0.00 million as of June 30, 2008
¹This fund was previously called the Ethical^® Money Market Fund

INVESTMENT OBJECTIVE

The Credential Money Market Fund aims to maximize current income and liquidity while minimizing risk. It invests mostly in high quality, short term money market instruments issued or guaranteed by the Government of Canada or a province or by Canadian corporations and financial institutions. It follows a socially responsible approach to investing.

INVESTMENT STRATEGIES
The portfolio manager buys only securities that have the highest credit ratings. The portfolio manager aims to maintain a constant net asset value of $10 per unit. The Fund follows a socially responsible approach to investing. At the heart of our investment process are our Core SRI Values. Investment Philosophy Central Financial Corporation (CFC) believes that active management adds value in fixed income money management. After establishing core positions consistent with the fund objectives, CFC seeks opportunities to add value through various investment strategies depending on their relative effectiveness at the time. CFC also actively reviews the core positions to benefit from predicted trends in the financial markets.

INVESTMENT OPTIONS

Available for non-registered accounts, RRSPs, RESPs, RRIFs, and Group RRSPs.

SECTOR ALLOCATION

As Of June 30, 2008

Government of Canada Bonds

36.9

Corporate Bonds (Floating)

14.9

Cash And Short Term Investments

0.8

Other Assets Less Liabilities

0.1

Corporate Discount Notes

35.7

Bankers Acceptance

8.7

Government of Canada T-Bills

2.9

Total Investment Portfolio

100.0

PERFORMANCE HISTORY - CLASS A
June 30, 2008
Period	%
1 month	0.2
3 month	0.6
6 month	1.4
Year-to-Date	1.4
1 year	3.2
3 year	2.8
5 year	2.2
Since Inception	5.9

PERFORMANCE HISTORY - CLASS F
June 30, 2008
Period	%
1 month	0.2
3 month	0.8
6 month	1.7
Year-to-Date	1.7
1 year	3.7
3 year	-
5 year	-
Since Inception	3.6

DISTRIBUTIONS - CLASS A

Payment Date	Jun 30/08
Interest and / or Dividend Income	0.0156
Capital Gains	-

Total	0.0156

DISTRIBUTIONS - CLASS F

Payment Date	Jun 30/08
Interest and / or Dividend Income	0.0236
Capital Gains	-

Total	0.0236

This is an annualized historical yield based on the seven-day period ended on Jan 19, 2006 and does not represent an actual one year return.

Credential Asset Management Inc. is the principal distributor of Credential Funds. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments . Please read the prospectus of the mutual funds in which investment may be made under the asset allocation service before investing. The performance data provided assumes reinvestment of distributions only and does not take into account sales, redemption, distribution, or optional charges or income taxes payable by any security that would have reduced return. Mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer which insures deposits in credit unions. There can be no assurances that the Credential Money Market Fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

These Funds will distribute income and/or capital gains to Unitholders annually so that the Funds will not have to pay income taxes on these earnings.

®Credential is a registered mark owned by Credential Financial Inc. ®Ethical is a registered mark owned by Ethical Funds Inc. and is used under licence.


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