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Credential
Select Conservative Portfolio
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For investors who value income and security more than growth, over a medium
time horizon. | |
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Credential
Select Balanced Portfolio
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For investors who want both income and growth, over a medium time horizon. | |
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Credential
Select Growth Portfolio
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For investors looking for long-term growth through equity and income-oriented
mutual funds. | |
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Credential
Select High Growth Portfolio
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For investors who want long-term growth through equity mutual funds. | |
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The Credential Select advantage |
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| Investors who choose Credential Select Portfolio Funds benefit from
these key strengths: |
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Full diversification. A well-diversified portfolio is less vulnerable to
market volatility and better able to achieve consistent growth over the
long term. The fund of funds approach provides wide exposure within and
across asset classes through a diverse combination of investment types, money
managers, geographic regions, and investment styles.
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Asset allocation. Most investors understand that return potential tends
to be linked with level of risk. Each Credential Select Portfolio Fund invests
in a carefully weighted combination of fixed income and equity asset
classes. This provides the best opportunity to balance return
expectations with an investor's risk tolerance. |
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Automatic rebalancing. Over time, the most carefully planned portfolio
can stray from its course because different assets grow at different rates.
Each Credential Select Portfolio Fund is automatically rebalanced to
ensure its asset allocation continues to match the financial objectives of
the investor profile. |
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Access to top managers. The investment manager's expertise is a critical
component in the success of a mutual fund. Credential Select Portfolio
investors benefit from the collective expertise of the managers of the
underlying funds. Each manager has met and surpassed rigorous selection
criteria based on track record, clarity, consistency, and strategic
focus. And each is monitored for performance and style on an ongoing
basis.
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Getting started |
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The minimum initial investment required for the Credential Money
Market Fund is $500, and Credential Select Portfolio Funds can be opened with
an initial deposit of $2,500. Investors can also invest through a
Pre-Authorized Contribution (PAC) plan. A PAC can be set up with as little as
$25 per month from a credit union or bank account, either weekly, bi-weekly,
monthly, semi-annually, or annually.
Credential Select Portfolio Funds can be held in non-registered accounts,
RRSPs, Group RRSPs, RRIFs, TFSAs, and RESPs. Choose from one of four load
options: front-end load, low-load, low-load 2, or deferred sales charge.
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