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CREDENTIAL FUNDS Credential Money Market Fund The Credential Money Market Fund offers investors a conservative, fully liquid investment that aims to maximize current income and liquidity while minimizing risk. The Fund follows a socially responsible approach to investing. Credential Select Portfolio Funds Credential Select Portfolio Funds offer the simplicity of investing in one mutual fund, while gaining the diversity, expert management, and performance of many. Each Credential Select Portfolio Fund uses a fund of funds approach — investing in a mix of other top Canadian mutual funds with trusted names like Fidelity Investments, Franklin Templeton, AIM/Trimark, Mackenzie Financial and The Ethical Funds Company® |
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Portfolios for all investor types |
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This fund structure makes it easy to provide a broadly diversified investment
portfolio that matches an investor's profile and financial goals. It also
optimizes the chance for success in the market, and provides consistent
performance over time.
There is a Credential Select Portfolio that's suitable for almost every investor: |
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The Credential Select advantage |
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| Investors who choose Credential Select Portfolio Funds benefit from these key strengths: | |
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Full diversification. A well-diversified portfolio is less vulnerable to market volatility and better able to achieve consistent growth over the long term. The fund of funds approach provides wide exposure within and across asset classes through a diverse combination of investment types, money managers, geographic regions, and investment styles. |
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Asset allocation. Most investors understand that return potential tends to be linked with level of risk. Each Credential Select Portfolio Fund invests in a carefully weighted combination of fixed income and equity asset classes. This provides the best opportunity to balance return expectations with an investor's risk tolerance. |
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Automatic rebalancing. Over time, the most carefully planned portfolio can stray from its course because different assets grow at different rates. Each Credential Select Portfolio Fund is automatically rebalanced to ensure its asset allocation continues to match the financial objectives of the investor profile. |
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Access to top managers. The investment manager's expertise is a critical
component in the success of a mutual fund. Credential Select Portfolio
investors benefit from the collective expertise of the managers of the
underlying funds. Each manager has met and surpassed rigorous selection
criteria based on track record, clarity, consistency, and strategic
focus. And each is monitored for performance and style on an ongoing
basis. |
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Getting started |
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| The minimum initial investment required for the Credential Money Market Fund is $500, and $2,500 for Credential Select Portfolio Fund can be opened with an initial deposit of $2,500. Investors can also invest through a Pre-Authorized Contribution (PAC) plan. A PAC can be set up with as little as $25 per month from a credit union or bank account, either weekly, bi-weekly, monthly, semi-annually, or annually. Credential Select Portfolio Funds can be held in non-registered accounts, RRSPs, Group RRSPs, RRIFs, and RESPs. Choose from one of four load options: front-end load, low-load, low-load 2, or deferred sales charge. |
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Download the Credential Select Portfolio brochure |
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Credential® Select Portfolio Funds are available at a credit union near you. | ||
