The Credential EnRich Portfolios are offered as part of an asset allocation program; available through Credential Securities Inc. and Credential Asset Management Inc. Credential Asset Management Inc. is the principal distributor of Credential^® Funds. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments, investments in the Credential EnRich Pools and the use of the Credential EnRich Portfolios. Please read the prospectus before investing. The Credential EnRich Portfolios, the Credential EnRich Pools, and mutual fund securities are not insured by the Canadian Deposit Insurance Corporation or by any other deposit insurer that insures deposits in credit unions; they are not guaranteed, their values change frequently and past performance may not be repeated.

These Funds will distribute income and capital gains to Unitholders annually so that the Funds will not have to pay income taxes on these earnings. Distributions are automatically reinvested in Units of the same Fund.

The distributions have been paid out to Unitholders in the form of units, which has lowered the daily value of the fund.

© Copyright 1999 - 2005 Credential Financial Inc. All rights reserved. Credential® Funds and Credential EnRich Portfolios are available only to Canadian residents.