CREDENTIAL ENRICH BALANCED PORTFOLIO

Investment Objective
 

To generate a high total return through a combination of income and long term capital growth.

Suitable for Investors who:

  • want a balance of income and growth.
  • accept moderate fluctuations in the value of their investments.
  • have a medium risk tolerance.
  • have an investment time horizon of 5 years or more.

The allocation to equity in your EnRich Balanced Portfolio is intended to generate long-term capital growth through capital gains. The income portion of your portfolio will assist in enhancing returns by generating interest and dividend income.
 
Investment Strategy
 

Asset Class Diversification
The EnRich Portfolio uses asset allocation to diversify between asset classes (stocks, bonds and cash) in order to maximize the risk-return trade off. The portfolio is further diversified geographically and by the multiple investment styles of your Investment Managers.

The EnRich Balanced Portfolio also provides diversification by sector, with each EnRich Asset Pool investing in multiple industries and sectors. Based on these factors, the proposed asset allocation is 60% equity and 40% income. As such, the EnRich Balanced Portfolio has the following proportions of underlying asset pools:

  • 40.0% Credential EnRich Income Pool
  • 25.0% Credential EnRich Canadian Equity Pool
  • 17.5% Credential EnRich US Equity Pool
  • 17.5% Credential EnRich International Equity Pool
 
Investment Manager & Style
 

The EnRich Balanced Portfolio provides access to the expertise of the following Investment Managers:


The Credential EnRich Portfolios are offered as part of an asset allocation program; available through Credential Securities Inc. and Credential Asset Management Inc. Credential Asset Management Inc. is the principal distributor of Credential® Funds. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments, investments in the Credential EnRich Pools and the use of the Credential EnRich Portfolios. Please read the prospectus before investing. The Credential EnRich Portfolios, the Credential EnRich Pools, and mutual fund securities are not insured by the Canadian Deposit Insurance Corporation or by any other deposit insurer that insures deposits in credit unions; they are not guaranteed, their values change frequently and past performance may not be repeated.

These Funds will distribute income and/or capital gains to Unitholders annually so that the Funds will not have to pay income taxes on these earnings.

®Credential is a registered mark owned by Credential Financial Inc. ®Ethical is a registered mark owned by Ethical Funds Inc. and is used under licence.